Payment Methods

1.     You shall be entitled to use a valid credit / debit and / or any other payment cards, online banking facility or other payment instrument (“Virtual Payment Modes”) to make payment against any transaction being effected at the Website. Currently, we are not offering Cash on delivery service but will definitely start in the near future.

2.   You agree and accept that all nuances and modalities relating to Virtual Payment Modes shall be separately governed by arrangement(s) / terms and conditions between you and the relevant banks and / or financial institutions, as the case may be. We would not be responsible, in any manner whatsoever, for any liability that may arise in relation to any aspect of / relating to the Virtual Payment Modes (including any fraudulent transaction). Notwithstanding anything contained in the Terms of Use, you agree to indemnify the Pen and Pencil eStore LLP Group for any liability arising in this regard.

3.     We will not be liable for the loss of any nature whatsoever caused to you arising, directly or indirectly, out of decline of authorization for any transaction, resulting from you exceeding your pre-set permissible payment limit under your credit / debit and or any other payment cards and / or online banking accounts, as applicable.

4.     We may, at our sole discretion, require further authorization from you, such as a telephone confirmation of your order and / or other information.

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